We are ASK Private Client

Property debt investment made easy

ASK Private Client gives sophisticated investors direct access to a curated pipeline of UK real estate debt — with the liquidity, transparency, and control historically reserved for institutional allocators.

Funding provided
£2,100m
Completed transactions
160+
Target net returns p.a.
8-12%

Why property debt

ASK Private Client provides online access to:

Exclusive real estate debt

Exclusive real estate debt investment products structured by ASK’s expert and award-winning property lending business

Secured opportunities

A variety of pre-vetted investment opportunities secured against commercial and residential real estate

Management process

A streamlined investment management process, almost exclusively online, which does not incur management fees

In their own words

Why property debt — and why ASK

Hear from our CEO

Daniel Austin explains how the platform works, why the self-select model gives investors a fundamentally different experience to traditional funds, and ASK's track record.

Hear from our Private Clients

ASK Private Client investors share their experience of the platform — what drew them to real estate debt, and how the transparency and control compares to other alternatives.

The proposition

Built for investors who choose rather than delegate.

Most private banks offer pooled funds with opaque fees and no choice. ASK Private Client is different — every loan is presented individually, with full underwriting detail, so you decide what enters your portfolio.

Backed by OakNorth Bank and operating under an FCA regulated principal, ASK manages the entire process — origination, legal, compliance and capital return — so you get institutional access without institutional friction.

01

Self-select every loan

Review full deal packs — LTV, security type, sponsor track record, planning status — and commit only to transactions that match your risk profile. No fund model, no blind allocation.


02

Secondary market liquidity

Trade positions before maturity through ASK's private secondary market — a level of flexibility typically unavailable to private investors in real estate debt.


03

Real-time portfolio visibility

Your private client portal shows live holdings, accrued interest, LTV movements, and loan-level updates — not a quarterly PDF. Transparency is built in, not bolted on.


04

Tax-efficient structuring

Eligible investments are available within an Innovative Finance ISA wrapper. Annual tax certificates and HMRC-compliant documentation are generated automatically.

The process

From application to first investment in four steps.

01

Apply & be verified

Complete a short application confirming you meet the high net worth or sophisticated investor criteria. KYC-AML verification is handled digitally — typically completed within 48 hours.

02

Access the deal pipeline

Log in to your private client portal to browse live and upcoming loan opportunities. Each deal includes a full data pack — financials, security, property details, and sponsor background.

03

Commit & fund

Select your allocation, fund your wallet via bank transfer, and confirm your investment in the platform. Legal documentation is generated and countersigned electronically.

04

Track & reinvest

Monitor loan progress, receive interest payments direct to your wallet, download tax documents, and reinvest into new opportunities — all within the same portal.

Recent transactions.

Illustrative examples of the loan types available on the platform. Eligible investors view full deal packs including sponsor, security, and financial detail.

Hamilton Terrace

Development loan secured against a prime freehold residential property on Hamilton Terrace, St John’s Wood. The scheme comprised the redevelopment of two properties into seven apartments and two duplexes, totalling c.18,000 sq ft, while retaining the original Georgian villa façade.

Notting Hill

Lansdowne Walk is a textbook example of ASK’s partnership approach. We supported the borrower through acquisition and planning, and now we are delighted to continue into the development phase. With planning secured and a highly credible sponsor team, we see this as a robust opportunity in one of London’s most desirable neighbourhoods.

Streatham

A loan secured against a 2.5-acre site in Streatham, London. The loan supported a planning-led strategy for the redevelopment of the site, with consent subsequently secured for 237 new homes, including 35% affordable housing, a new GP surgery and landscaped public space. The site was sold with planning consent to a national housebuilder in June 2025.

Get started

Ready to access real estate debt directly?

Access is by application only. Eligible investors include high-net-worth individuals, family offices, and advised clients meeting FCA categorisation criteria.